One Small ChangeJan 1, 2010 - read about our paper-towel-free month and wash-cloth tutorial here!
Feb 1 - find out how we did eliminating Ziploc bags in the kitchen here!
Mar 1 - follow along for 20 days of discussion about wasted plastic and paper packaging.

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Giving Up That Sheild of Possessions

A month ago I wrote about my change of perspective about finances. You can find my posts here, here, and here. Viewing a recent talk show, I was affirmed that I had been hiding behind things…stuff, to show others I was successful in life, worth something, and someone to like. I sat there on the sofa and knew in my heart that I am more than just my belongings and that experiencing life is more than material things. I am working to shed all that extra “stuff”, become more conscious about what and how I consume, be aware of what values my children see me living, and to become debt free. In essence get back to a simple life like so many of you out there in the blog world are doing so wonderfully.

Things We’ve Learned about Money by Being Self-Employed

The following is a guest post by Marci from Overcoming Busy: I am in no way a financial guru. Don’t take any advice from me about balancing your checkbook or budgeting or investments. What I can share with you are some principles that my husband and I have learned over the past 7 years of being self-employed. We don’t have the whole financial thing figured out, but I can tell you we are a lot farther along that we were before learning these things. Not only did these principles help us financially, but it helped our stress levels go down. Face it; nothing stresses couples out like money!

Getting To A Debt-Free Life

Monday I wrote about Budgeting…It’s a Philosophy, and how I have changed my perspective about shopping, saving, and consumption. Yesterday, I wrote about starting our Journey Toward Being Debt-Free and how I figured out that in four short years we could pay down more than $177,000 of debt (and interest) to totally wipe out our second mortgage. Today, I wanted to share with you a few of the resources and money-saving methods I have picked up along the way that will help our family achieve our goal of getting to a debt-free life. So, visit www.organizing-life.com to find out how I am planning to get to a debt-free life.

A Journey Toward Being Debt-Free

Today, I have a different priority and that is to become DEBT-FREE. I actually calculated it last night and found that over the next four years (if we can actually employ this change in our spending) we can pay down more than $170,000 in debt. IN JUST 4 YEARS WE CAN GET RID OF MORE THAN $177,000 IN DEBT!! Visit www.organizing-life.com to find out how I figured out this number.

Budgeting — It’s a Philosophy

I have been thinking about money this weekend. (Celebrating Independence Day was also on my mind, and I hope you all had a great 4th of July celebration.) But after reading about the “Envelope System” at Organizing Your Way and Small Notebooks’ articles about her “No-Spending-Month” I got to thinking about my spending habits and my family’s financial security. Read more at www.organizing-life.com to find out more about my changed financial philosophy.

Plan a Monthly Budget – Money Management

 Personal Expense Tracker – Monthly Budgeting
My Personal Expense Tracker takes a business approach to managing household finances: pay your fixed expenses (monthly bills) first and then tailor your variable expenses (needs/wants) to your level of income.
You must pay fixed expenses each month to protect your credit and keep a roof over your head. You can [...]