Getting To A Debt-Free Life

Monday I wrote about Budgeting…It’s a Philosophy, and how I have changed my perspective about shopping, saving, and consumption. Yesterday, I wrote about starting our Journey Toward Being Debt-Free and how I figured out that in four short years we could pay down more than $177,000 of debt (and interest) to totally wipe out our second mortgage. Today, I wanted to share with you a few of the resources and money-saving methods I have picked up along the way that will help our family achieve our goal of getting to a debt-free life. So, visit www.organizing-life.com to find out how I am planning to get to a debt-free life.

A Journey Toward Being Debt-Free

Today, I have a different priority and that is to become DEBT-FREE. I actually calculated it last night and found that over the next four years (if we can actually employ this change in our spending) we can pay down more than $170,000 in debt. IN JUST 4 YEARS WE CAN GET RID OF MORE THAN $177,000 IN DEBT!! Visit www.organizing-life.com to find out how I figured out this number.

Budgeting — It’s a Philosophy

I have been thinking about money this weekend. (Celebrating Independence Day was also on my mind, and I hope you all had a great 4th of July celebration.) But after reading about the “Envelope System” at Organizing Your Way and Small Notebooks’ articles about her “No-Spending-Month” I got to thinking about my spending habits and my family’s financial security. Read more at www.organizing-life.com to find out more about my changed financial philosophy.

Birthday Party Planning – Event Planning

Plan a party that runs smoothly, is on budget and creates lasting memories. My FREE printable designed Birthday Party Planner can help you! Decide what kind of party you want to create and follow weekly checklists to keep you on track. Take a look at the slideshow for a sneakpeek at my daughter’s first birthday party.

Plan a Monthly Budget – Money Management

 Personal Expense Tracker – Monthly Budgeting
My Personal Expense Tracker takes a business approach to managing household finances: pay your fixed expenses (monthly bills) first and then tailor your variable expenses (needs/wants) to your level of income.
You must pay fixed expenses each month to protect your credit and keep a roof over your head. You can [...]